How It Works

Our process is easy

How it works

We provide fast and easy money, that is paid back conveniently in installments. The loan may be paid back early at any time with no prepayment charges!

Approved and happy customer

Apply

Apply online in less than five (5) minutes.

Approved

Quickly determine if you qualify. Additional verification may be needed before you receive your funds. A customer service representative may contact you to review the terms and conditions of the loan agreement and to verify your employment and bank account information.

Funded

Customers typically receive funds electronically in their bank accounts within 1-2 business days.

Repay

We give you options. We recommend that you pay your loan in full as soon as you can. However, you can pay the scheduled installment payments per your loan agreement or add additional funds to your scheduled payments to reduce your principal faster without penalty. To arrange additional payments, contact us three (3) business days before your payment is due.

How our Installment Loan Works

The minimum loan amount is $200. The maximum loan amount for first time borrower is $300. The maximum loan amount for other qualified borrowers is $1500. Your Loan Agreement will include a payment schedule indicating how much is due on each date. You have the option to pay the scheduled loan payment amount, request an additional amount be paid to reduce the principal amount you owe, or pay the loan in full at any time. The faster you pay down on your loan, the less interest you will ultimately will pay. Typical loan terms are six months, but may vary.

Any amount you pay in excess of your scheduled payment amount will be credited against the principal amount you owe.

Loan Application Requirements

You must meet the following requirements to become eligible to receive an installment loan from .

Have an active checking account that is at least six months old and in good standing
Have consistent income for at least six months
Be a US citizen or permanent resident
Be at least 18 years old
Not be active military or dependent

The Benefits include:

No need to visit your local bank or cash advance payday loan store
Apply in the privacy of your home or at work
Quick access to quick cash when you need it
Fast application processing
Stress relief!
You are dealing with a real lender, not a broker
We offer repayment terms that will work with your current paycheck situation

The Application Process

Decide on the amount you need to borrow up to $1500*
Click on the blue "Apply" button
Fill out the simple online form
You may have to speak with a service representative
If approved, the funds will be transferred to your bank account

* Most of our first time borrowers will only qualify for a loan up to $300. All loans will require additional documentation and verifiable proof of income.